Privacy Policy

This document is an electronic record in terms of Information Technology Act, 2000 and rules there under as applicable and the amended provisions pertaining to electronic records in various statutes as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not require any physical or digital signature.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and Terms of Use for access or usage of domain name   including the related mobile site and mobile application (hereinafter referred to as “Platform”)

This Platform i.e. domain name   including the related mobile site and mobile application is owned by Ekarth Ventures Private Limited (CIN: U62099TN2024PTC169251), having its registered office at 46 College Road, Nungambakkam, Chennai, person(s)/entity(ies) associated/connected with it (hereinafter referred to as “Ethyx Club”/ “We”/”Us”/Our/”) to provide technology solutions for financial products and alternate opportunities. Ethyx Club values the trust You place in Us and recognize the importance of secure transactions and information privacy, and is concerned and committed to maintaining robust privacy protections for users (hereinafter referred to as "You" "Your" "Yourself") accessing the Platform. This Privacy Policy describes how Ethyx Club collects, uses, safeguards or otherwise processes the information You provide to Us through the “Platform”, and assists You in making informed decisions when using Our Services.

Please read the terms of the Policy carefully before using or registering on the Platform or accessing any material, information or Services through the Platform. Accessing, browsing or otherwise using the Platform indicates Your agreement to all the terms and conditions under this Policy and consent to Our collection, storage, use and disclosure of Your Personal Information and Non-Personal Information as described in this Policy. The terms of this Policy should be considered part of the Terms of Use of Platform as provided separately in the Platform. If You do not agree to these terms,

You agree that Your sole and exclusive remedy is to discontinue using the Platform. Your compliance with these terms is a condition to Your right to access the Platform. Your breach of any provision of these terms will automatically, without the requirement of notice or other action, revoke and terminate Your right to access the Platform.

By using Platform and/or registering yourself on Platform You authorize Ethyx Club to contact You via email, phone call, sms or whatsapp and offer You Our services, imparting product knowledge and offer promotional offers running on the Platform for which reasons Your information may be collected in the manner as detailed under this Policy. You hereby agree that You authorize Ethyx Club to contact You for the above-mentioned purposes even if You have registered yourself under DND or DNC or NCPR service(s). Your authorization, in this regard, shall be valid as long as Your account is not deactivated by either You or Us.

GENERAL

The Privacy Policy (“Privacy Policy”) regulates the usage of the Website of the Platform (“Website,” “we,” “us”,”our”) and the Services (“Services”) offered on the Website. This Privacy Policy details how We utilize the information You supply during registration and the upload or sync of invoices. This Privacy Policy pertains exclusively to data collected by Ethyx Club. It does not extend to information disclosed to third parties through websites hosted by the Invoice Trading Platform. The Company reserves the right to amend its Privacy Policy at any time. To protect Your interests, please revisit this page on a regular basis to review the most recent version of Our Privacy Policy. By interacting with Our website, submitting forms, or using Our Services, You permit Us to use the information You provide, including any company information and any data We collect from Your transactions.

SCOPE OF POLICY

This privacy policy applies to all the information collected through this platform from the users as well as services provided by the Ethyx Club but does not cover any third party information, websites or services that may be linked to the platform

COLLECTED INFORMATION

In order for you to access certain areas of the Website, we may require you to provide us with certain information ("Personal Information"). Personal Information includes the following information: Name, Address, Contact details, PAN. Accurate information lets Us personalize Our Services to meet Your needs better. In addition, when You interact with Our website, We may collect additional information such as Your IP address, operating system, domain servers, browser type and other information associated with the interaction of the website and your browser. This information is collected to protect Your privacy and to compile usage statistics. (“Other Information”). We may save Your account ID, access token, and other information to keep Your account linked to third-party integrations. However, any information You provide with third-party integrations is under Your control. In order to fulfil legal obligation and to prevent and misuse or fraud, we may require you to submit some additional information regarding your credit rating, past financial transactions.

COOKIES

Whenever You interact with Us or Our website, Ethyx Club may place a “cookie” in Your computer's browser files. Cookies are data files that allow Your browser to communicate with the Ethyx Club website. By default, most browsers accept cookies. However, You can refuse or block cookies by altering Your browser settings. Remember that refusing or blocking cookies may limit Your ability to use certain features of Our Website and Services entirely.

USE OF INFORMATION COLLECTED

The aim of Ethyx Club in acquiring personal information is to identify members and send them timely updates and essential notifications by postal mail and/or email. In addition, We perform demographic and interest research on Our members using the information they supply upon registration to improve Our Services.
We are committed to protecting Your personal information and will not share or transfer it to other parties except in accordance with this Privacy Policy. We retain the right to disclose or transfer Your personal information under the following conditions:

  1. With Your expressed consent.
  2. When required to respond to claims.
  3. When obligated to follow the law, legal procedures, or authorities.
  4. When it is essential to defend the rights, property, interests, or safety of Ethyx Club, its employees, users, or the general public.
  5. In connection with the purchase, merger, or sale of all or a portion of Our business.

When registering on the Application/Website, You may choose to provide payment information such as credit card, debit card, bank account details, and billing address. We prioritize the security of sensitive data and only use approved payment gateways that are digitally encrypted and provide the highest level of care available with current technology.

We will only use Your financial information to complete transactions with you.

USE AND RETENTION OF USER INFORMATION

All Information, Personal Information, Other Information, and Automatically Generated Information shall be referred to as “User Information.” The information the user provides will be used for communication purposes such as newsletters, updates, notifications, and other correspondence. We may also contact You by telephone to collect or verify the information You have provided. Any recorded communication will remain confidential unless required by law to be disclosed to governmental authorities.
The user information will only be used for Website-related purposes and will not be used for additional purposes. This information will be retained until the termination of Your membership/listing on the Platform or for such other period as We deem necessary for the Website's operation. We will retain your personal data only for as long as necessary to fulfill the purposes outlined, considering our need to address queries, resolve issues, enhance services, and comply with legal obligations. This means we may keep your personal data for a reasonable period after your last interaction with us. Please note that we do not sell your personal data to any third party, and its use is strictly limited to the services we provide, as described herein. Your data will be stored in our systems in accordance with the Information Technology Act, 2000, Rule 3(h) of the Intermediary Rules, and the IT RSP Rules.

USER RIGHTS

You have the right to access and update the information You provided. You must notify Us of any changes if the information provided is incomplete or inaccurate.

DISCLOSURE

We will use information only in accordance with the Policy under which the information was collected unless We have received explicit authorization.

We reserve the right to disclose any information We may have about You with its third-party service providers for KYC purposes.

We reserve the right to disclose any information We may have about You (including Your identity) if We determines that such disclosure is necessary in connection with any investigation or complaint regarding Your use of the Platform, or to identify, contact or bring legal action against someone who may be causing injury to or interference with (either intentionally or unintentionally) Ethyx Club's rights or property, or the rights or property of Users of the Platform, including Ethyx Club's contributors.

We reserve the right at all times to disclose any information including any Personal Information that We deem necessary to comply with any applicable law, regulation, legal process or governmental request. We also may disclose Your information when We determine that applicable law requires or permits such disclosure, including exchanging information with other companies and organizations for fraud protection purposes. We shall use all reasonable efforts to ensure that such disclosure would be in compliance with the applicable laws in force in India. We would use reasonable measures to inform You in the event of such disclosure.

You acknowledge and agree that We may preserve any communication by You with Us through the Platform, and may also disclose such data if required to do so by law or if We determine that such preservation or disclosure is reasonably necessary to: (1) comply with legal process; (2) enforce this Policy; (3) respond to claims that any such data violates the rights of others; or (4) protect the rights, property or personal safety of Ethyx Club, its employees, users of, or visitors to, the Platform, and the public. We would use reasonable measures to inform You in the event of such disclosure

You consent to Ethyx Club verifying Your PAN, Mobile, and Bank Account details via an Account Aggregator or any other means. The Account Aggregator data is fetched in partnership with pee dee finvest NBFC and You consent to pee dee finvest processing Your data.

THIRD-PARTY SITES

The Platform and any e-mail sent to You may also contain/display third-party advertisements and links to other websites or products and services. Ethyx Club does not share any Personal Information with these third-party websites or agents or advertisers. However,Ethyx Club reserves the right to share with You the advertisements on behalf of any other parties.

Ethyx Club may provide links to other websites ("Linked Site") on the Platform or any e-mail sent to You. However, Ethyx Club has no control over such websites nor is Ethyx Club affiliated to or associated with such third party websites unless expressly specified on the Platform. These Linked Sites are solely for advertisement purposes and Ethyx Club is not responsible for any form of transmission, whatsoever, received by You from any Linked Site. Accordingly, Ethyx Club does not make any representations concerning the privacy practices or policies of such third parties or terms of use of such websites, nor does Ethyx Club control or guarantee the accuracy, integrity, or quality of the information, data, text, software, music, sound, photographs, graphics, videos, messages or other materials available on such websites. Further, the inclusion or exclusion does not imply any endorsement by Ethyx Club of the website, the website's provider, or the information on the website. The information provided by You to such third party websites shall be governed in accordance with the privacy policies of such websites and it is recommended that You review the privacy policy on any such websites prior to using such websites. Ethyx Club shall not be held responsible for any violation of Your privacy rights by such Linked Sites nor any loss, damage or injury suffered by You on account of action/inaction of such Linked Sites.

Ethyx Club does not have access to or control over cookies or other features or technology that such Linked Sites or third party websites and advertisers may use to send the advertisements that appear on the Website directly to Your browser or to measure the effectiveness of their advertisements and to personalize advertising content. The information practices of these third-party websites and advertisers are not covered by this Policy. You are required to contact the Linked Site directly for more information about their privacy practices.

PROTECTION OF PERSONAL INFORMATION

We are dedicated to protecting Your personal information, including billing and credit information, and providing a safe and secure Platform for all users. Except as explicitly stated in this Privacy Policy, We will not share Your personal information with third parties.

We appreciate Your trust in Us by providing Your personal information, and We strive to protect it using commercially acceptable measures. Our company has implemented reasonable security practices and procedures to prevent the loss, misuse, and alteration of information under Our control.

SECURITY

We strive to ensure the security, integrity, and privacy of Your personal and sensitive information. In the event of a security breach, We will take the necessary precautions to prevent misuse and may attempt to notify You electronically so that You can take appropriate action. However, despite Our security measures, third parties, such as hackers, may gain unauthorized access to personal information. By using Our Platform, You acknowledge and agree that We will not be held liable for any damages resulting from such unauthorized access.

Notwithstanding anything contained in this Privacy Policy or elsewhere, We shall not be held responsible for any loss, damage, or misuse of Your Personal Information if such loss, damage, or misuse is attributable to a Force Majeure Event.

NOTIFICATIONS AND WEBSITE UPDATES

We send email notifications to individuals who log into the Website as Ethyx Club Platform members. In addition, We may send You regular newsletters, updates, and promotional information to keep You updated on Platform updates.

OPT-OUT OPTIONS AND SERVICE NOTIFICATIONS

As a courtesy to Your privacy, We provide the option to opt out of any Services offered on the Website. If You do not opt out of any service, You agree to receive information about those Services. We only send You information if You have consented to receive it. If You wish to discontinue any Services, You can do so by selecting the unsubscribe option in the emails You receive or by using the Website's tabs. However, please note that You will not be able to opt out of any service notification that may be necessary for the website's operation, or that may be important to You as a member of Ethyx Club.

PHISHING

Phishing is the name given to attempts to steal personal details and financial account details from a website user. "Phishers" use fake or "spoof" emails to lead users to counterfeit websites where the user is tricked into entering their details, such as card numbers, user names and passwords.
If you receive such an e-mail or are asked for your password by anyone claiming to work for us please forward the e-mail or report the incident by e-mail to our Data Protection Officer.

SECURITY

Phishing is the name given to attempts to steal personal details and We strive to ensure the security, integrity, and privacy of Your personal and sensitive information. In the event of a security breach, We will take the necessary precautions to prevent misuse and may attempt to notify You electronically so that You can take appropriate action. However, despite Our security measures, third parties, such as hackers, may gain unauthorized access to personal information. By using Our Platform, You acknowledge and agree that We will not be held liable for any damages resulting from such unauthorized access. Notwithstanding anything contained in this Privacy Policy or elsewhere, We shall not be held responsible for any loss, damage, or misuse of Your Personal Information if such loss, damage, or misuse is attributable to a Force Majeure Event.

MODIFICATION OF THE PRIVACY POLICY

The Privacy Policy may be amended, modified, or refined at Our discretion. The updated Privacy Policy will be published on the Website, and there will be no separate communication. You are responsible for informing yourself of changes to the Privacy Policy by regularly checking the Website for updates. Your use of the Website's Services following a change in its Privacy Policy constitutes acceptance of the updated Privacy Policy.

GOVERNING LAW

This Policy shall be governed by and construed in accordance with the applicable laws in India. Courts at Chennai, India shall have the exclusive jurisdiction over the subject matters of this Policy.

Any disputes relating to this Policy shall be subject to the award of the sole arbitrator to be appointed by the President - Chennai Arbitration Centre in accordance with its rules and subject to the provisions of the Arbitration and Conciliation Act, 1996 as amended from time to time. The venue of such Arbitration shall be the city of Chennai, India and language of Arbitration shall be English.

SEVERABILITY

We endeavour and have made every effort to ensure that this Policy adheres with the applicable laws. If, for any reason, a court of competent jurisdiction finds any provision of this Policy, or portion thereof, to be unenforceable, the invalidity or unenforceability of such part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy.

CONTACT US

You can contact Us at blend@nahar.om if You have any feedback or comments, believe We are not following Our Privacy Policy, or wish to remove something that violates a specific regulation.